Mortgage

Universal Mortgage & Finance, Inc. (UMAFI) is a direct lending institution that prides itself on always putting the borrower's needs first and building long lasting relationships in the communities we serve. For two decades they have successfully serviced the needs of those refinancing, new home buyers, real estate professionals and builders. To ensure quality, efficiency and accuracy UMAFI is suitably equipped with in-house Processing, Underwriting, Closing, Funding and In House Appraisal Order Management.

Whether for a first-time home buyer, a growing family or an established homeowner looking for an investment or vacation property, UMAFI offers a wide range of financing options to meet home buyer needs.

UMAFI works with Tier One investors and offers a full range of programs to satisfy a variety of residential loan needs.

Residential loan programs include:

UMAFI is growing nationally and currently has mortgage branches servicing 17 states throughout the country.